Go Perya | Understanding the Rules of Live Baccarat

Live baccarat is an excellent choice if you’re looking for a fun and exciting casino game. This game is easy to learn, but it can be challenging to master. This guide will provide you with everything you need to know about live baccarat rules and strategies to help you become a successful player.

If you’re a fan of casino games, you’ve probably heard of Baccarat. It is a simple casino game that beginners can enjoy and profit from even by placing either a player or a banker bet. However, it’s still important to learn how to play baccarat and know how to win and risk losing money on this casino classic.

Play Live Baccarat at Go Perya

To begin learning how to play baccarat, one must first learn the game’s rules and understand them thoroughly. To do this effectively, players should familiarize themselves with basic baccarat rules so they know whether they’ve been dealt a good hand.

The Basic Baccarat Rules 

The goal of Baccarat is to bet on the hand that will have a total value closest to 9. In each round of play, two hands are dealt, the Player’s hand and the Banker’s hand. You can bet on either hand to win, or you can bet on a tie. The hand with the higher value wins, but some specific rules determine how each hand is played.

Baccarat basic rules

Each card in Baccarat has a point value. Cards 2 through 9 are worth their face value, 10s and face cards are worthless. Aces are worth 1 point. If the sum of a hand’s cards exceeds 9, use its second digit as the value instead.  The following are the typical baccarat rules:

  • The dealer requests a baccarat bet: Baccarat players bet on the player, banker, tie, or side bets.
  • Players and bankers get their cards: The dealer and player get two-card hands, known as a coup).
  • Both sides show their cards: The dealer’s and the player’s hands are shown after betting. Naturals prevail when one hand totals 8 or 9. If no hand is natural, the closest hand wins.
  • Draw a third card: Hands may get a third card under specific scenarios. If their initial hands are under 6, the player and banker get a third card. Banker third card rules differ from player third card rules.
  • The dealer announces and distributes the prize: After drawing all cards, including a third card, the dealer declares the winning hand and side bets.

Understanding Card Values and Points in Baccarat

Knowing the card values, discover how they add up. The dealer and player each get two cards, which are added together. A four-six hand is worth 0. When a number approaches double digits, the first digit is dropped, and only the second digit is considered, thus, 10 equals 0. This is why 10s and Face Cards are worth 0. Baccarat players must first learn card values and addition.

Card Values

  • Aces = 1
  • 2-9=Face value
  • 10s, Jacks, Queens, and Kings = 0.

The Baccarat Table

There are several versions of baccarat, including Midi, Online, Mini, and Full-Size Baccarat. Each variation has a different table layout and set of rules. Let’s take look at each version in turn.

Baccarat Tables

Midi Baccarat

Midi baccarat is a variation of the game played on a smaller table. It’s often found in high-limit rooms in land-based casinos and played with eight cards decks.

Online Baccarat

Online baccarat is played on a virtual table with a digital shoe that shuffles the cards. This version is popular because it’s easy to play and can be accessed anywhere with an internet connection.

Mini Baccarat

Mini baccarat is similar to midi baccarat, but it’s played on a smaller table with fewer players. It’s often found in low-limit rooms in land-based casinos and is played with six decks of cards.

Full-Size Baccarat

Full-size baccarat is played on a larger table and is often found in land-based casinos’ high-limit rooms. It’s played with eight decks of cards and can accommodate up to 14 players.

Types of Bets in Live Baccarat

 In live baccarat, players can choose from a number of different ways to bet on the outcome. There are four main types of bets in live baccarat: player bet, banker bet, tie bet, and side bet. Here are some key facts about each type:

Player Bet

A player bet is placed on the hand of the player to win. It is a bet that the player’s hand has a higher total than what the banker’s hand is showing. It has a payout of 1:1 and a house edge of 1.24%.

Banker Bet

A banker bet is placed on the hand of the banker to win. Banker bets can be profitable since the banker has an advantage over the player. It has a payout of 1:1, but a slightly lower house edge than a player bet, at 1.06%.

Tie Bet

A tie bet is placed on the possibility that the player and banker will have hands of equal value. It has a payout of 8:1 but a much higher house edge of 14.36%.

Side Bets

Side bets are additional bets that can be placed on specific outcomes in the game. Some popular side bets in live baccarat include pairs, dragon bonus, and super six.

Live baccarat bet types

Payouts for Each Bet Type

The payouts for each type of bet in live baccarat are as follows:

  • Player bet: 1:1
  • Banker bet: 1:1 (minus a 5% commission)
  • Tie bet: 8:1
  • Side bets: Varies depending on the specific bet

The House Edge

The house edge in live baccarat varies depending on the type of bet placed. Player bets have a house edge of 1.24%, while banker bets have a house edge of 1.06%. The tie bet has a much higher house edge of 14.36%.

Basic Strategies for Live Baccarat

In live baccarat, players have several strategies they can use to increase their chances of winning. Here are a few basic strategies:

1. Betting on the Banker

Betting on the banker is one of the most popular strategies in live baccarat. This is because the banker bet has a slightly better chance of winning than the player bet. However, keep in mind that the banker bet comes with a 5% commission.

2. Betting on the Player

Betting on the player is another popular strategy in live baccarat. While the player bet has a slightly lower chance of winning than the banker bet, it does not come with a commission. This means that players can win more money by betting on the player.

3. The Martingale System

The Martingale system is a popular betting strategy in many casino games, including baccarat. The basic idea behind the Martingale system is to double your bet after every loss. This means that if you lose your first bet, you double your bet for the second round. If you lose again, you double your bet for the third round, and so on. The idea is that you will eventually win a round and recoup all of your losses.

Baccarat basic strategies

However, keep in mind that the Martingale system can be risky. It requires a large bankroll to sustain doubling your bets after every loss. Additionally, there is always the risk of hitting the table limit and not being able to double your bet any further.

Live Baccarat Gameplay

Live baccarat is a fast-paced game that is easy to learn. Here is a basic overview of how the game is played:

Gameplay of baccarat
  • The game begins with players placing their bets on the banker, player, or tie.
  • The dealer then deals two cards to the banker and two to the player.
  • If the banker or player has 8 or 9, they win the round. This is called a natural win.
  • If neither the banker nor the player has a natural win, a third card may be dealt based on the following rules:
  • If the player’s total is 5 or less, they receive a third card.
  • If the player stands, the banker hits if their total is 5 or less.
  • If the player hits, the banker’s play is determined by the following rules:
  • If the banker’s total is 2 or less, they receive a third card.
  • If the banker’s total is 3, they receive a third card unless the player’s third card is an 8.
  • If the banker’s total is 4, they receive a third card if the player’s third card is between 2 and 7.
  • If the banker’s total is 5, they receive a third card if the player’s third card is between 4 and 7.
  • If the banker’s total is 6, they receive a third card if the player’s third card is either a 6 or 7.
  • The hand with the highest total wins. A tie is a tie if the player and banker have the same total.


There is no one “best” strategy to win in baccarat. However, many players prefer to bet on the banker because it has a slightly better chance of winning than the player bet.

Yes, players use several strategies to try to win in baccarat. One popular strategy is the Martingale system, which involves doubling your bet after each loss and returning to your original bet after a win.

In baccarat, the hand that wins most frequently is the banker’s hand. Statistically, the banker’s hand wins more often than the player’s. However, it’s important to note that betting on the banker’s hand often comes with a commission fee, typically around 5%. Hence, it’s important to consider when deciding which hand to bet on.

Bankers win more often in baccarat because of the rules of the game. In baccarat, the banker’s hand is played according to a set of predetermined rules based on the player’s hand. For example, the banker must draw another card if the player’s hand is 0-5. The banker must stand if the player’s hand is 6 or 7.


In conclusion, understanding the different types of bets, the payouts, and the house edge can help players make informed decisions when placing their bets. Basic strategies like the Martingale and Paroli systems can also help increase winnings. However, it’s important to remember that baccarat is ultimately a game of chance, and luck plays a big role in determining the outcome of each hand. With this knowledge and a bit of luck, live baccarat can be an exciting and potentially profitable casino game.